55 Cross St, Urbanna,VA 23175

Located in the heart of Urbanna’s Historic district, this well-maintained commercial property offers incredible potential for business or residential conversion. Zoned GB and featuring two renovated buildings on one parcel, this property provides off-street parking and a prime location within walking distance to the marina, restaurants, and shopping.
The front building, approximately 904 square feet, boasts excellent road frontage on Cross Street, across from the pharmacy. Completely renovated in 2005 down to the studs, updates include modernized plumbing, electrical, and vinyl siding, with added insulation and new sheetrock for improved efficiency. More recent improvements include a new cement subfloor with luxury vinyl plank flooring, fresh paint, outdoor heat pump and updated lighting. The metal roof has been freshly painted, and the building retains its historic charm with original windows. A half bath is already in place, with room to expand it into a full bath, making this space ideal for residential conversion.
The back building, fully renovated in 2011, also underwent a complete transformation down to the studs, with new insulation, sheetrock, vinyl windows, and a garage door. It features an office area with a half bath, a ductless heat pump for energy-efficient heating and cooling, and a recently painted interior and exterior. The aluminum roof ensures durability and low maintenance.
This well-cared-for property is move-in ready and offers endless possibilities for its new owners. Owner financing required, Although no known defects the property is Sold AS-IS. Don’t miss out on this unique opportunity—contact me today for more details or to schedule a showing!